FIlipino traveler must have: Travel insurance

I have been traveling outside the Philippines twice as a solo traveler. As solo traveler, I always prepare things before my trip and one them is obtaining a travel insurance. Nowadays, travel insurance is becoming an essential to-do list in preparing your trip. It protects the traveler from uneventful situations during your travel abroad. Depending on the issuer, claims, compensation, and reimbursements of your expenses can be made during or after the uneventful situation. Some visa required countries such as Schengen area, Schengen embassies requires visa applicants, a travel insurance included in their visa requirements and extends up to 2 weeks after the trip.

Philippine Passport with Airline loyalty card

Travel insurance need not to be expensive. There are many local insurance company that sells policies for a good price. Although, price range depends on the duration of stay and country of destination. I got my travel insurance for less than 1,000.00PhP for a week stay in Japan and they offer a wide coverage of hospitalization, travel inconveniences, and lost of property with a certain compensation while on a foreign country. Airline companies also sells travel insurance with their allied insurance companies and will be integrated in your booking with a small fee. Some credit card companies offers free travel insurance when you use your credit card to purchase an airline ticket.

Lastly, after obtaining the policy, always read the fine print as coverage and compensation of policy varies from company to company and some support in your country of destination. Some travelers neglect to read important details of their policy.

You can still travel abroad without a travel insurance but having one will give you a peace of mind in your travels.